From soft reminders to OTS negotiations—AI voice agents handle your entire collections lifecycle. Improve recovery rates 42%, maintain 100% compliance & reduce cost-per-attempt to ~₹3.
Trusted by leading NBFCs & collection agencies
Get an instant demo call to see how it works
From pre-delinquency alerts to OTS settlements—automate your entire collections lifecycle
Contact DPD 1-7 accounts before they slip into delinquency buckets. Friendly payment reminders, EMI due date alerts & UPI payment link delivery—preventing provisioning hits.
Scale early-stage collections without FTE additions. AI handles payment confirmations, partial payment negotiations & EMI restructuring discussions for SMA-0 accounts.
Persistent follow-up on SMA-1 and SMA-2 accounts. AI negotiates settlement offers, communicates penal interest waivers & processes payment commitments with documented consent.
Compliant delivery of demand notices, legal warnings & SARFAESI intimations. AI documents acknowledgment, explains consequences & captures response for legal proceedings.
Handle one-time settlement discussions at scale. AI presents OTS offers, negotiates within approved matrices, processes payments & generates settlement letters automatically.
Capture payment commitments with date, amount & mode. AI follows up on broken PTPs, reschedules commitments & escalates chronic defaulters for field action.
Scale collections without agency dependency or compliance risk
Process bulk portfolios at fraction of BPO cost—no agency commissions, no FTE overheads
Contact borrowers across timezones—NRI defaulters, shift workers, hard-to-reach demographics
Consistent, persistent & compliant outreach improves recovery rates across all DPD buckets
Built-in timing restrictions, harassment safeguards & consent documentation
Integrate with your LMS in days—start recovering in-house
Import delinquent accounts from your LMS—borrower details, loan amounts, DPD status, contact history & previous collection attempts
Set bucket-wise scripts, negotiation matrices, OTS thresholds, escalation triggers & compliance guardrails for your portfolio
AI processes 100,000+ accounts daily—soft reminders, payment negotiations, PTP capture & OTS closures—with full audit trails
See how AI collections impacts your bottom line
RBI Fair Practices Code compliant with complete audit trails
Built-in calling hour restrictions, harassment safeguards, DND scrubbing & consent documentation
Native sync with Finacle, FinnOne, Nucleus, Nelito & custom loan management systems
Auto-generate demand letters, SARFAESI notices & settlement agreements with e-sign support
Configure bucket-wise settlement thresholds, waiver limits & approval workflows
Collect in Hindi, Tamil, Telugu, Kannada, Marathi, Bengali & more regional languages
Track bucket-wise recovery rates, PTP conversion, OTS closures & agent productivity
No agency commissions. No compliance risk. No FTE overhead. Just efficient, ethical collections at scale.